Money moves.
Make it matter.

An all-in-one platform for spend, rewards, payouts, and embedded tools, built to earn your business more.

Solutions built to turn every dollar into upside.

Most platforms manage financial flows. Fluz helps every dollar perform by earning more, costing less, and moving smarter through your business.

Spend

Control spend at the source and earn on everyday business expenses.

Earn

Leverage a flexible cashback engine built into your cards.

Payout

Multi-rail payouts designed for a better recipient experience.

Embedded finance

Add financial features quickly with drop-in components and a simple API.

$100 million

in cashback given.

Get started
Start earning
Start today
No fees

Thousands of billers payable with flexible delivery options

15% cashback potential via gift card procurement.

Up to 1.5% cashback on everyday business spend.

One platform to manage spend, payouts, and rewards.

Spend

Make spend simple to control and rewarding to run.

Fluz unifies card controls, team management, and cashback so every dollar flows through your business with discipline and return.

Throttle spend before it happens.

Issue corporate cards with up to 1.5% cashback on everyday spend.

Set team budgets with shareable spend accounts

Pay bills with smarter workflows

Throttle spend before it happens.

Set team roles, approval workflows, and corporate cards with built-in controls to stop out-of-policy spending.

Issue corporate cards with up to 1.5% cashback on everyday spend.

Choose a rewards program for every card you issue, with up to 1.5% cashback on everyday spend.

Set team budgets with shareable spend accounts

Instantly deposit and allocate funds into shared accounts that keep spend on budget.

Pay bills with smarter workflows.

Pay over 70,000 billers with flexible delivery speeds and approval workflows.

Earn

A flexible cashback engine built for business

Turn everyday spend, procurement and bulk payments into meaningful returns with a rewards engine that adapts to your operations, not the other way around.

  • Flexible Debit and Prepaid options per card
  • Up to 1.5% back on corporate spend
  • Cash rewards, no points maze or portals
  • No annual or minimum fee
  • Platform and API supported
  • 1000+ gift card catalog
  • Up to 15% back at major brands
  • Exclusive rates and volume discounts
  • Bulk buying and automation features
  • Platform and API supported
Payout

A premium payouts experience with tailored pricing

Send payouts across multiple rails, use our rewards engine to optimize costs, and deliver digital value with a premium recipient experience.

Multi-rail payouts in one system.

Send payouts over ACH, virtual cards, or gift cards. Everything runs through one ledger so every transaction stays organized and easy to track.

A recipient experience users will love.

Deliver fast, frictionless payouts with hosted recipient flows, instant access, and wallet-ready cards that require no account setup.

Three modes to choose from

Send digital value with bulk card delivery

Buy gift cards in batches — directly from the dashboard or via API, with a hosted delivery option.

Send any rail directly to recipients

Send gift cards, virtual cards and other methods directly to a recipient via email or SMS.

Give recipients the freedom to choose

Let recipients choose how to redeem funds via a Fluz-hosted experience that will delight.